Frequently Asked Questions

Q: What types of  insurance do you offer?

A: Mortgage Protection, Term Life Insurance, Whole Life Insurance, Final Expense Insurance.

Q: Do I need a medical exam to get covered?

A: Not always! Many of our policies are no-medical exam and just require a quick health questionnaire. We'll walk you through all your options and help you find a plan that fits—whether you want fast coverage or need more thorough underwriting.

Q: What is Mortgage Protection?

A: Mortgage protection is a type of life insurance that’s designed to pay off your mortgage if you pass away unexpectedly. It helps ensure your family can stay in the home without worrying about the mortgage payment.

Q: What is the difference between term and whole life insurance?

A: Term Life: Covers you for a set time (10, 20, 30 years). It’s usually the most affordable option.
    Whole Life: Covers you for your entire life and builds cash value over time.

Q: What states do you sell insurance in?

A: Connecticut, Colorado, North Carolina, Ohio, Virginia, Texas.

Q: How long does it take to get covered?

A: Some policies offer same-day approval, while others may take a few days to a couple weeks depending on the type of coverage and underwriting. Either way, we keep the process simple and stress-free.

Q: I've been denied life insurance before. Can you still help?

A: Yes! We work with a wide range of top-rated carriers, and many have flexible options—even if you have health conditions or have been declined in the past. Let’s talk and see what we can do.